Flexible, interest-free payment options designed to fit your lifestyle and budget.
We believe quality oral health care should be transparent, comfortable, and within reach for every Canberra family. Whether you require general dental care, restorative treatments, or cosmetic smile enhancements, our team offers tailored payment solutions so you can begin treatment without delay.
At Civic Gentle Dental Care, we believe that planning and managing the cost of your dental treatment should be just as calm, transparent, and reassuring as the care you receive in our clinic.
We understand that dental care is an important investment and that out-of-pocket expenses can sometimes feel overwhelming. That is why we provide flexible, interest-free payment plan options to help you proceed with necessary or elective treatments today, while comfortably spreading the cost across manageable, smaller instalments.
Our goal is simple: to ensure financial concerns never stand between you and your family’s oral health and long-term smile confidence.
To provide flexible and accessible solutions for our patients, we collaborate with reputable, third-party payment providers:
Afterpay: Split your routine or cosmetic treatment into 4 manageable, fortnightly instalments.
Zip Pay & Zip Money: Enjoy flexible weekly, fortnightly, or monthly repayments with dedicated interest-free terms for dental procedures.
Humm: Ideal for larger cosmetic and restorative treatment plans with extended payment terms and no interest options.
Early Release of Superannuation (SuperCare): For major or compassionate dental procedures—such as surgical dental implants, extensive restorative crown work, or oral surgery—we facilitate the application process to access your superannuation early.
Our external payment options are designed to be straightforward, transparent, and patient-focused. Key benefits include:
Interest-Free Options: Spread the full cost of your treatment over an agreed period without incurring high interest charges.
No Upfront Deposit Required: In many cases, you can start your dental treatment on the very same day with zero deposit needed.
Flexible Repayments: Choose a schedule tailored to your household budget, with popular plans starting from:
No Early Repayment Penalties: You retain full freedom to pay off your balance early at any stage with no hidden exit fees.
Following a comprehensive examination and diagnosis at our Canberra CBD practice, our dentists provide you with a written, itemised treatment plan and an upfront fixed quote—so you know every cost before any treatment begins.
Our friendly practice team and treatment coordinators sit down with you to review eligible payment plans, helping you select the structure and schedule that best suits your personal circumstances.
We guide you through the quick digital application with our third-party finance partners. Approvals are typically processed within minutes, allowing you to proceed with your care without unnecessary delays.
The first step toward lasting dental wellness and a confident smile is understanding your options.
Book an appointment today with our gentle, caring dental team in Canberra City, and let us discuss the personalised treatment and financing options available to you.
